Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,707 reviews, last reviewed 18th Mar 2026
350100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and considerate company, easy application an... Helpful and considerate company, easy application and useful app Reviewed on: 18th March 2026
Alan W's avatar
Alan W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10707)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Personnel loan

5
Very good an efficient never had a problem form the start keep up the fantastic work Reviewed on: 25th February 2026

Very straightforward

5
The application was straight forward and didn’t feel overwhelming, which was important for me as a first time borrower. Everything was explained clearly the repayment terms, and interest so I never felt confused or pressured into anything. I also appreciated how quickly I received a decision. As someone new to borrowing, that quick turnaround really helped ease my worries. The app made it easy to track everything, and I liked being able to see my repayments laid out clearly. Reviewed on: 25th February 2026

Excellent service

5
I am very satisfied. The process it was easy and quicker. Reviewed on: 25th February 2026

3 loans - no issues! Great service

5
I've had 3 loans from updraft now and haven't had any issues. Updraft have helped me in my times of need and offer great payback options. The customer service is excellent too! I asked to settle one of my loans & they sent me over a settlement quote for me to pay my loan back which was very simple and easy to do. I cannot thank updraft enough. They really have financially saved me on many occasions. Reviewed on: 25th February 2026

Super fast and easy to apply would definitely recomm...

5
Super fast and easy to apply would definitely recommend Reviewed on: 25th February 2026

Good company

5
Very easy to manage your services. Reviewed on: 25th February 2026

Always super simple

5
Always super simple - straightforward Reviewed on: 25th February 2026

Updraft have been helpful and open at all times

5
Updraft have been helpful and open at all times Reviewed on: 25th February 2026

Friendly understanding service, just what's needed.

5
Great company to seek a loan from. Understand and friendly service. Reviewed on: 25th February 2026

fantastic speedy service.

5
fantastic speedy service. applied for a loan with updraft abd had it approved and sent to me within 48hours! Reviewed on: 25th February 2026