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Updraft: Personal Loan reviews

4.96
Based on 10,710 reviews, last reviewed 19th Mar 2026
350300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Was struggling to get a mortgage due to high bank lo... Was struggling to get a mortgage due to high bank loan payments. Applied for a new loan with updraft to lower monthly payments and was accepted straig... Read more Reviewed on: 19th March 2026
Emily W's avatar
Emily W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10710)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Easy and helpful .

5
Was struggling to pay credit car balance. But updraft was able to get me a loan very quickly to pay off the credit card. Reviewed on: 25th February 2026

Very helpful friendly staff from start to finish, ea...

5
Very helpful friendly staff from start to finish, easy process to apply results in minutes, helpful aftercare aswell Reviewed on: 25th February 2026

more sustainable than credit card bills with intrest

5
more sustainable than credit card bills with intrest Reviewed on: 25th February 2026

Algorithm that works!

5
Algorithm that works! Everything is seamless and it seems where others are failing to determine risk properly, Updraft have nailed it. I am thrilled to have secured a great rate to bring control back to my credit usage and I highly recommend them. They are miles ahead. Reviewed on: 25th February 2026

Very easy to apply, quickly received money, the only...

5
Very easy to apply, quickly received money, the only thing was Apr rates of one of the loans other than that no problem Reviewed on: 25th February 2026

Updraft - Postive Review

5
My experience using updraft for a personal loan has been positive. The process is fast, it is easy to pay off, the customer service it excellent but I would like them to offer bigger loans and to be able to pay using an online platform. Reviewed on: 25th February 2026

Excellent loan company

5
Excellent loan company really easy to apply and the money was made available straight away Reviewed on: 25th February 2026

Game changing loan experience.

5
I had a great experience with Updraft (or rather, I am HAVING a great experience with them). They made the loan experience easy, and a lot less stressful than I expected. Reviewed on: 25th February 2026

Honestly saved my sanity so easy and now I has every...

5
Honestly saved my sanity so easy and now I has everything in one manageable payment Reviewed on: 25th February 2026

Loan Email led to House Purchase

5
Updraft sent me an email offering a loan at a time I really needed it.I used the loan to clear off my credits card in order to make manageable payments and since then my credit has improved and me and my husband can now move forward in buying a house!! Reviewed on: 25th February 2026