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Updraft: Personal Loan reviews

4.96
Based on 10,713 reviews, last reviewed 19th Mar 2026
350600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and easy to sign up Quick and easy to sign up, app is user friendly and allows you to keep track of your loan. It’s also great that you can manage all your accounts toget... Read more Reviewed on: 19th March 2026
Naomi C's avatar
Naomi C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10713)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

I needed money to pay my overdraft and also to take...

5
I needed money to pay my overdraft and also to take care of a family emergency. All pther loan companies had exhorbitant interest rates and registering was very complicated with a long process. UPdraft was easy to register.. very informative and easy interphase. They also have an app which makes it easy to navigate. The interest rate is way better than many other loan firms. I received the money in my account within 48hrs. Reviewed on: 25th February 2026

Quick and friendly.

5
Quick and friendly. My loan was approved and money sent the same day. Super helpful and easy to sort out. Reviewed on: 25th February 2026

quickly sorted and payment made

5
quickly sorted and payment made Reviewed on: 25th February 2026

Quick, easy and convenient.

5
Quick, easy and convenient. Professional service. Reviewed on: 25th February 2026

Easy experience, good communication, app is also eas...

5
Easy experience, good communication, app is also easy to use. Plenty of opportunity to communicate with company. Well informed Reviewed on: 25th February 2026

Was very smooth, simple and quick.

4
Was very smooth, simple and quick. Reviewed on: 25th February 2026

The best in the business

5
Excellent customer service and a very user-friendly app. It provides frequent communication updates, such as payment reminders. Overall, a fantastic company that deserves a 10/10 rating. Reviewed on: 25th February 2026

Highly recommend

5
I’ve used them 3 times now, everything was easy and straight forward, from setting up the loan to paying off early. Reviewed on: 25th February 2026

Straightforward hassle free ans easy to manage

4
Straightforward hassle free ans easy to manage Reviewed on: 25th February 2026

Easy to use

5
Easy to use and always helpful if needed. Everything was instant Reviewed on: 25th February 2026