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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10721 reviews)

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4.96

Based on 10,721 reviews, last reviewed 19th Mar 2026

351400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fair and easy communication great help in time of ne... Fair and easy communication great help in time of need, have been very fair throughout the process and staff very friendly Reviewed on: 19th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10721)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very simple and quick communication

Very simple and quick communication Reviewed on: 25th February 2026

Great service and accurate information

Great service and accurate information when taking out a loan for paying off the credit card debt Reviewed on: 25th February 2026

Just quick, efficient and rigourous.

Just quick, efficient and rigourous. Felt like correct checks were in place to not burden you further with debt but made it slick and proffesional. Reviewed on: 25th February 2026

Great value, fast and easy in reasonable rate

Great value, fast and easy in reasonable rate Reviewed on: 25th February 2026

Life saving for those with a less than favourable cr...

Life saving for those with a less than favourable credit rating and I have always been able to do the things I need to because of the abilty to get a loan here. Reviewed on: 25th February 2026

Great service with an amazing and quick process for...

Great service with an amazing and quick process for a loan. The app is also a great tool which makes you feel confident and in control. Is absolutely recommend updraft to anyone with financial struggles! Reviewed on: 25th February 2026

The website and app are well-designed.

The website and app are well-designed. The interest rates are much more reasonable than competitors, and you are not penalised for paying off earlier. Reviewed on: 25th February 2026

Updraft was there when needed

Updraft was there when needed less stress Reviewed on: 25th February 2026

All went well and haven't had any issues

All went well and haven't had any issues Reviewed on: 25th February 2026

Easy to use and fast answer

It was easy straight forward and good rate compare to some other companies Reviewed on: 25th February 2026

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