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Updraft: Personal Loan reviews

4.95
Based on 10,003 reviews, last reviewed 3rd Mar 2026
281700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Brilliant! Customer service was excellent, payout was quick and it was an easy process. APR could be better, but you can't have everything. Reviewed on: 3rd March 2026
Adam's avatar
Adam

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10003)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Easy and simple to use, great communication and quic...

5
Easy and simple to use, great communication and quick service Reviewed on: 28th February 2026

Fantastic company with great customer service, reall...

5
Fantastic company with great customer service, really go above and beyond to help and communicate well Reviewed on: 28th February 2026

Helped me to consolidate and get rid of my debt.

5
Helped me to consolidate and get rid of my debt. Very friendly and supportive customer service. Also, gives you insight on your finance so you can learn about your finances for the better future goals. Reviewed on: 28th February 2026

Personal loan. Clear and easy from the outset.

5
Easy and fair and clear from the outset. Not complicated and prompt when assessing. They keep in touch regularly and even give easy ways to pay off extra if you wish to. A fair and trustworthy company that does exactly what it says on the tin! No hidden catches. And have a fantastic app to use too. Just fabulous from start to finish! Reviewed on: 28th February 2026

Easy, stress free and there when needed.

5
Easy, stress free and there when needed. Sent money directly to other debtors which supported the purpose of the loan which minimised a risk of being spent otherwise. Reviewed on: 28th February 2026

Finance Freedom

5
Honestly, Updraft has helped me in more ways than I can explain. Before joining, I was constantly stressed about my finances and struggling to stay on top of everything. Since using Updraft, I’ve finally been able to get organised, start saving, and actually feel in control of my money for the first time in a long time. Their app is so easy to use, the guidance is clear, and everything feels designed to genuinely help you rather than confuse you. Updraft showed me where I could improve, helped me manage my payments, and gave me the confidence to make better financial decisions. Thanks to them, I’ve gone from feeling overwhelmed to feeling empowered. I’m honestly so grateful because it’s made a huge difference in my daily life. I don’t worry as much, I’m managing things better, and I can finally see progress. I would highly recommend Updraft to anyone who feels like they’re struggling or just needs that extra bit of support. They truly have helped me more than I expected, and I’m really thankful for the positive impact they’ve had on my finances. Reviewed on: 28th February 2026

Great help and easy to apply.

4
Great help and easy to apply. Staff helpful and quick to respond. Reviewed on: 28th February 2026

Really friendly, great company to deal with

5
Really friendly, great company to deal with Reviewed on: 28th February 2026

An excellent loan provider

5
Updraft is an excellent loan provider, I got a loan when I needed it the most at an exceptional rate. They were also understanding and helpful when I could make a payment one month. Would definitely recommend to everyone. Reviewed on: 28th February 2026

Very efficient and easy to apply for a loan.

5
Very efficient and easy to apply for a loan. Reviewed on: 28th February 2026