Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,735 reviews, last reviewed 20th Mar 2026
352800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application and non judgemental Easy application and non judgemental Reviewed on: 20th March 2026
Bernard webb's avatar
Bernard webb

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10735)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

They're very positive and efficient.

5
They're very positive and efficient. The customer communication is excellent and they were very thorough with their correspondence. It's affordable, quick and easy to apply. Reviewed on: 25th February 2026

Super easy application and great communication

5
Super easy application and great communication Reviewed on: 25th February 2026

Was really struggling with debt and they made the pr...

5
Was really struggling with debt and they made the process of a loan very straightforward Reviewed on: 25th February 2026

Wouldn’t go anywhere else!

5
Amazing, super friendly service wouldn’t go anywhere else! Reviewed on: 25th February 2026

Its been great & really useful & really helpful

5
Its been great & really useful & really helpful Reviewed on: 25th February 2026

Easy and affordable

5
I decided to grasp my finances by the horns last year after being particularly awful with them in my younger years. Updraft were the only company willing to loan me funds, despite my stellar credit score, and help me close down my credit cards. I couldn’t be more pleased with their service and support. Reviewed on: 25th February 2026

So easy to apply and they kept me up to date with th...

5
So easy to apply and they kept me up to date with the process and progress Reviewed on: 25th February 2026

It was good.

5
It was good. Very easy and straightforward with clear information. Reviewed on: 25th February 2026

Excellent service.

5
Excellent service. Prompt replies to queries. Reviewed on: 25th February 2026

Very good customer service and would recommend.

5
Very good customer service and would recommend. Reviewed on: 25th February 2026