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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10742 reviews)

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4.96

Based on 10,742 reviews, last reviewed 21st Mar 2026

353500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The application process was very straightforward wit... The application process was very straightforward with a quick response and easy to finalise loan agreement. Reviewed on: 21st March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10742)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great help when needed the most and is easy applicat...

Great help when needed the most and is easy application too Reviewed on: 25th February 2026

Simply the best

You are amazing always there for me Reviewed on: 25th February 2026

Communication

Really like the communication as a reminder to each month when the direct debit is due, so you don’t forget and how it’s linked to the bank so u can see all your outgoings in one place Reviewed on: 25th February 2026

Great review

First offer didn’t suit my situation and they reviewed and it came back and helped me out, in the end all worked for me and was a good experience Reviewed on: 25th February 2026

Really helped at Christmas with being able to give m...

Really helped at Christmas with being able to give my kids a Christmas they wouldn’t forget Reviewed on: 25th February 2026

Great Experience - Would Recommend

I had a great experience with this company. The entire process was clear from start to finish, with transparency at every step. Everything was handled quickly and efficiently, while still being thorough and vigilant with the necessary checks. I felt well-informed throughout and confident in how things were managed. I also received a better APR rate than other Companies were offering. I would definitely recommend their services to others. Reviewed on: 25th February 2026

Easy application and excellent % rates

Easy application and excellent % rates Reviewed on: 25th February 2026

Quick responses and open conversations.

Quick responses and open conversations. Reviewed on: 25th February 2026

Helped consolidate my debt into 1 loan and taken som...

Helped consolidate my debt into 1 loan and taken some of the stress off. The staff are also very friendly and non judgemental. Reviewed on: 25th February 2026

Application was straight forward and easy to fill out.

Application was straight forward and easy to fill out. The whole process from beginning to end was fast and funds received quickly. Reviewed on: 25th February 2026

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