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Updraft: Personal Loan reviews

4.95
Based on 10,290 reviews, last reviewed 3rd Mar 2026
309500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Great and made it easy - no stress no worries Great and made it easy to consolidate my cards. Reviewed on: 3rd March 2026
Hayley T's avatar
Hayley T

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10290)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very quick and professional service

5
Very quick and professional service Reviewed on: 3rd March 2026

Smooth application from the start and timely updates.

5
Smooth application from the start and timely updates. I would definitely recommend this service for future. Reviewed on: 3rd March 2026

Easy and straight forward process

5
Easy and straight forward process Reviewed on: 3rd March 2026

2 loans run like clockwork, any issues easy to conta...

5
2 loans run like clockwork, any issues easy to contact and discuss Reviewed on: 3rd March 2026

Really easy app, good communication and good rates

5
Really easy app, good communication and good rates Reviewed on: 3rd March 2026

Good rates and good communication/updates.

4
Good rates and good communication/updates. Reviewed on: 3rd March 2026

Great service excellent interations from the people...

5
Great service excellent interations from the people involved Reviewed on: 3rd March 2026

Easy and happy with outcome, reassured and can keep...

5
Easy and happy with outcome, reassured and can keep on top of payments Reviewed on: 3rd March 2026

The loan helped me clear credit card date into a sin...

5
The loan helped me clear credit card date into a single monthly payment Reviewed on: 3rd March 2026

Quick and easy application and decision

5
Quick and easy application, no hidden fees, fast decision and very straight forward application. Reviewed on: 3rd March 2026