Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,778 reviews, last reviewed 25th Mar 2026
357100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great exeprience overall. Great exeprience overall. I received the help I needed in no time. Thanks, Reviewed on: 25th March 2026
Ana's avatar
Ana

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10778)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Warm, supportive, brilliant

5
I have two loans with updraft and they’re so clear and personable. I love that they allow early repayments, it never feels like they’re trying to “get” something from you. Non invasive, no debt shame, they’re brilliant Reviewed on: 25th February 2026

I had a great experience with Updraft Loan Company.

5
I had a great experience with Updraft Loan Company. The application process was simple and transparent, and everything was clearly explained from start to finish. Customer service was friendly and responsive, making the whole experience smooth and stress-free. I’d definitely recommend them to anyone looking for a reliable loan provider. Reviewed on: 25th February 2026

Small loan to consolidate a few debts

5
Took out a loan to cover overdrafts and an existing bank loan. Checks were quick and well explained, payment plan and rates were very clear and the funds transfer was quick. The app is just great for tracking things as well. Made life so much easier Reviewed on: 25th February 2026

Has really helped me to get through a hard time

5
Has really helped me to get through a hard time Reviewed on: 25th February 2026

Needed a loan as hadneeded a new...

5
Needed a loan as had a car accident and needed a new car, they were quick and pay out same day for the loan. Affordable monthly payments and great app I can keep an eye on my account. Reviewed on: 25th February 2026

Easy process and helpful when needed.

5
Easy process and helpful when needed. Reviewed on: 25th February 2026

Super smooth process from beginning to end.

5
Super smooth process from beginning to end. Very prompt at relying when queries arise. Reviewed on: 25th February 2026

It was a very simple and straight forward applicatio...

5
It was a very simple and straight forward application, with a fast response and the money become available within a day. Reviewed on: 25th February 2026

Easy, simple and fast payment

5
easy simple prompt , could not of been made simpler Reviewed on: 25th February 2026

Helped me so many times!

5
Updraft has helped me many times clear my debts and credit cards Reviewed on: 25th February 2026