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Updraft: Personal Loan reviews

4.96
Based on 10,785 reviews, last reviewed 25th Mar 2026
357700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026
Suzanne 's avatar
Suzanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

My process with Updraft was very smooth and swift.

5
My process with Updraft was very smooth and swift. Communication from their side was great and I was able to get my loan very quickly. I also love that I can easily go into the app and view my loans, where I’m up to with my payments and also communicate with them in app. Reviewed on: 25th February 2026

Easy and understandable process with fair rates

5
Easy and understandable process with fair rates Reviewed on: 25th February 2026

Easy and really supportive - very happy

5
Easy and really supportive - very happy Reviewed on: 25th February 2026

Great Customer service

5
Updraft have a very straightforward application process and very accessible customer service. Reviewed on: 25th February 2026

Easy Application and fast result

5
Application process was very quick. The waiting time and response was excellent. Rate is good Reviewed on: 25th February 2026

Really quick, straightforward and clearly explained,...

5
Really quick, straightforward and clearly explained, great value and very responsive. Reviewed on: 25th February 2026

Quick and easy, straight forward process.

5
Quick and easy, straight forward process. Would definitely use again. Reviewed on: 25th February 2026

Great online platform, with friendly support.

5
Great online platform, with friendly support. Reviewed on: 25th February 2026

Very easy application and a brilliant level of custo...

5
Very easy application and a brilliant level of customer service. Would recommend and loving the experience so far! Can not fault the customer service team whenever I’ve had a question in the application process and since I got approved I’ve had a personal response from real people in a timely manner. Thank you guys! Reviewed on: 25th February 2026

I am the best I’ve ever been with finances!

5
I don’t usually write reviews, but I genuinely felt I needed to share how much Updraft has helped me. I had been feeling really overwhelmed and stressed about my finances for a long time, and it was starting to affect my confidence and peace of mind. From the moment I reached out, I felt supported rather than judged. Everything was explained clearly, and for the first time in ages I felt like someone was actually helping me find a way forward. They helped me secure a loan that allowed me to take control of my situation, and the relief I felt was huge. I now feel calmer, more stable, and far more positive about the future — something I honestly didn’t think I’d feel again so soon. I’m incredibly grateful for the kindness, reassurance, and professionalism throughout the whole process. If you’re feeling stuck or anxious about your finances, I can truly say you’re not alone — and there is help out there. Reviewed on: 25th February 2026