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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10785 reviews)

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4.96

Based on 10,785 reviews, last reviewed 25th Mar 2026

357700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft considered me and loaned to me when no other...

Updraft considered me and loaned to me when no other companies would. Most companies quickly reviewed and denied me, however updraft really listened and gave me a chance. By updraft lending to me I have been able to consolidate all of my credit card debt and sort my finances. I am now no longer stressed with credit card payments and interest, my debt is actually managed and decreasing monthly and I feel so much happier financially with everything being in one payment. Reviewed on: 25th February 2026

Outstanding experience ...

Straight forward from start to finish and responsive customer service. Have already recommended Updraft to friends and family Reviewed on: 25th February 2026

Easy peasy!

It was nice and quick and easy, however I did get quite a delay in response time in the live chat which seems to be a common issue. Reviewed on: 25th February 2026

Quick and easy; good communication, and approved in...

Quick and easy; good communication, and approved in seconds. Reviewed on: 25th February 2026

Clarity and Comfort in helping finances

When looking for a loan, Updraft provided me with clarity and comfort in knowing where I stood and offered help to get me in a better position for my finances. Would recommend to anyone to go through Updraft whenever they need help! Reviewed on: 25th February 2026

Great experience and quick service

Great experience and quick service Reviewed on: 25th February 2026

Was very easy to request and recieve a short term...

Was very easy to request and recieve a short term loan Reviewed on: 25th February 2026

Easy to use, apply for and complete.

Easy to use, apply for and complete. The follow on process was generally intuitive although I had some questions. When I messaged their support team, all my questions were answered swiftly, by a friendly agent. Reviewed on: 25th February 2026

Easy application process and love the app where ever...

Easy application process and love the app where everything i need to manage account is in one place Reviewed on: 25th February 2026

Good company

Good company - they were so helpful throughout the whole process of getting the loan. I would recommend to anyone Reviewed on: 25th February 2026

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