Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,833 reviews, last reviewed 31st Mar 2026
362500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy! Not had a single problem, quick and easy and super helpful. Really enjoying using updraft to manage my spending Reviewed on: 31st March 2026
Sasha B's avatar
Sasha B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10833)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

simple, fast and affordable - made a normally comple...

5
simple, fast and affordable - made a normally complex and tedious process a pleasure Reviewed on: 25th February 2026

Satisfied user

5
Approval process was straightforward Reviewed on: 25th February 2026

Clear, efficient and responsible lending

5
Clear and efficient service, helping me to secure a loan that is affordable for me at this time. Reviewed on: 25th February 2026

Very modern financial solutions!

5
Very modern financial solutions! The team is helpful and friendly, and very thorough at the same time. Reviewed on: 25th February 2026

I have used Updraft four times now.

5
I have used Updraft four times now. Simple, fast and efficient and the rates get better each time I've used them. Clearing loans is a doddle too. Reviewed on: 25th February 2026

Easy ,simple ,smart to use very user friendly

5
Easy ,simple ,smart to use very user friendly Reviewed on: 25th February 2026

Very friendly staff who helped me a great deal when...

5
Very friendly staff who helped me a great deal when I needed it Reviewed on: 25th February 2026

Three loans now - very good service

5
Three loans now - very good service Reviewed on: 25th February 2026

Very simple process , contact was professional and s...

5
Very simple process , contact was professional and swift Reviewed on: 25th February 2026

Really amazing product.

5
Really amazing product. Helped me manage my debt with a fixed fee instead of endless interest on credit card. The best part is being fully aware of how much left, end date and option to overpay and reduce overall interest without any penalty. App has all information easily available so can check and track in my ow time without having to go through anyone. Love it! Reviewed on: 25th February 2026