Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,802 reviews, last reviewed 27th Mar 2026
359400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and quick process. Very helpful and quick process. Good communication, fast payment. Reviewed on: 27th March 2026
Tom's avatar
Tom

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10802)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

They have proven their experience and professionalis...

5
They have proven their experience and professionalism in a very short time. Reviewed on: 25th February 2026

I needed a loan to pay off a credit card and Updraft...

5
I needed a loan to pay off a credit card and Updraft made the process so smooth and easy. Excellent service Reviewed on: 25th February 2026

I received a loan and the process was quick and easy...

5
I received a loan and the process was quick and easy and helpful Reviewed on: 25th February 2026

very quick dealing with them, good value for money.

5
very quick dealing with them, good value for money. efficient. struggled with other providers but they helped out with what I needed. their app is useful and easy to navigate, and it’s nice to have everthing in one place as needed. Reviewed on: 25th February 2026

Updraft helped me when I needed it most.

5
Updraft helped me when I needed it most. They were completely transparent about payments, fees and contact. Reviewed on: 25th February 2026

Took out a loan for debt consolidation.

4
Took out a loan for debt consolidation. The process was smooth and support was very helpful. Reviewed on: 25th February 2026

Very good experience.

5
Very good experience. Customer service great. Very fast Reviewed on: 25th February 2026

Easy to use app, quick decisions.

5
Easy to use app, quick decisions. Easy to reach a person if needed Reviewed on: 25th February 2026

So helpful kind and personal.

5
So helpful kind and personal. Always happy to help Reviewed on: 25th February 2026

Valued provider, professional service and great plat...

5
Valued provider, professional service and great platform comms,thoroughly recommended 5 Stars+ Reviewed on: 25th February 2026