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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10806 reviews)

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4.96

Based on 10,806 reviews, last reviewed 27th Mar 2026

359800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Communication was excellent, app is easy to use and... Communication was excellent, app is easy to use and navigate, no probes with setting up and all documents in one easy place! Reviewed on: 27th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10806)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent

Excellent process was smooth no questions asked Reviewed on: 25th February 2026

Managed to pay my credit card using Updraft.

Managed to pay my credit card using Updraft. It’s been over a month since I received my payment while using my debit card. Reviewed on: 25th February 2026

Friendly simple advice, clear instructions, great re...

Friendly simple advice, clear instructions, great response time Reviewed on: 25th February 2026

Everything was just spot on, very helpful and easy t...

Everything was just spot on, very helpful and easy to use and manage! Simple Reviewed on: 25th February 2026

Quick and easy way to apply for support the team wer...

Quick and easy way to apply for support the team were great at providing the right support Reviewed on: 25th February 2026

Quick and professional!

Quick and professional! Very easy to navigate and secure the loan. Reviewed on: 25th February 2026

Great customer service, fast approval rate

Great customer service, fast approval rate Reviewed on: 25th February 2026

Quick and easy to apply no issues

Quick and easy to apply no issues Reviewed on: 25th February 2026

No messing around.

When I needed a loan, updraft popped up for me and it was the easiest application ever, even the app experience is simple and easy to navigate. Reviewed on: 25th February 2026

Future Lender to change the Lending market

Very helpful and provided a personal loan on fleixble terms which made me turn to them instead of an institutional lender / high-street bank. They offered flexibility in terms of repayment as well without unecessary pressure to sign and made the whole process pretty easy and straight forward. Reviewed on: 25th February 2026

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