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Updraft: Personal Loan reviews

4.96
Based on 10,806 reviews, last reviewed 27th Mar 2026
359800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Communication was excellent, app is easy to use and... Communication was excellent, app is easy to use and navigate, no probes with setting up and all documents in one easy place! Reviewed on: 27th March 2026
Emma G's avatar
Emma G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10806)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

I was paying off a credit card for a couple of years...

5
I was paying off a credit card for a couple of years, and the monthly payments started getting too high for me, after seeing an AD for Updraft, I decided to give it a go, and its been amazing! Reviewed on: 25th February 2026

Excellent Loan provider and very engaging, I would r...

5
Excellent Loan provider and very engaging, I would recommand anyone to get a Loan from thém Reviewed on: 25th February 2026

I applied for loan.

5
I applied for loan.. I got loan… I used loan… I pay back loan… so far so good Reviewed on: 25th February 2026

Very quick process to getting a personal loan and af...

5
Very quick process to getting a personal loan and affordable rate to pay back. Been at peace since I found Updraft. Reviewed on: 25th February 2026

Very easy to apply and the money was available very...

5
Very easy to apply and the money was available very quickly, a great rate. Reviewed on: 25th February 2026

Excellent service so easy to use

5
Excellent service so easy to use Reviewed on: 25th February 2026

Helped me out of a financial mess

5
Helped me out when I got myself into a financial mess. Easy to apply, quick decision. Very easy to use the app Reviewed on: 25th February 2026

Easy application and decision in minutes, no fuss

5
Very easy to apply, clear information and instructions on how to proceed. I received a response in no time and money was in my account within a couple of days. Good App to track payments etc on your phone. Reviewed on: 25th February 2026

Quick and easy applied for a loan money was in my ba...

5
Quick and easy applied for a loan money was in my bank the following day Reviewed on: 25th February 2026

I’ve had such a positive experience vs with Updraft.

5
I’ve had such a positive experience with Updraft. The whole process was quick, straightforward, and stress-free from start to finish. I really appreciated how easy the application was and how clearly everything was explained, with no hidden surprises. The app is simple to use and makes managing repayments feel organised and in control. Overall, Updraft has genuinely helped me feel more confident about my finances, and I wouldn’t hesitate to recommend them to others. Reviewed on: 25th February 2026