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Updraft: Personal Loan reviews

4.96
Based on 10,809 reviews, last reviewed 28th Mar 2026
360100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Very smooth and simple process. Very smooth and simple process. Great customer service too. Reviewed on: 28th March 2026
MR R's avatar
MR R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10809)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

It has help me consolidate my loans

5
It has help me consolidate my loans Reviewed on: 29th January 2025

Fantastic lenders and super helpful service.

5
Fantastic lenders and super helpful service. Would highly recommend them! Reviewed on: 22nd January 2025

Excellent Updraft Experience

5
Updraft we're excellent at helping me reduce my credit card debt. I was also able to pay off store cards which has put me in a much better position. The payment is easy and affordable. I am looking forward to future loans allowing me to pay off the remainder of my debt. Reviewed on: 15th October 2024

Excellent from start to finish.

5
Excellent from start to finish. Easy application process and money the same day. Reviewed on: 3rd October 2024

Excellent service

5
Excellent service. Fantastic customer service. Reviewed on: 29th September 2024

Completely painless...

5
Updraft came up as a recommendation on Experian, The application and verification process was extremely slick and quick. Any queries or requests for documentation were communicated via email and their responses and turn around was fast. The whole process was painless, to the point that Updraft provided the best loan application process I have ever encountered. Reviewed on: 9th September 2024

Fast, slick & painless...

5
The whole process was completely painless. All done via the app. Any questions were dealt with by email and the responses were quick. It wasn't an onerous application, you link your bank account and they do all their checks and let you know. The money was in my account the next working day. I have to say, the whole experience was very good. Reviewed on: 23rd August 2024

Quick and easy

5
Money quickly received. Reasonable APR applied. Ability to settle the loan early without repercussions. Interest adjusts if you’re choosing to pay more than the set payments. Reviewed on: 19th August 2024

poor credit great interest

5
Poor credit and they gave me a great loan option with amazing interest Reviewed on: 15th August 2024

Easy peasy

5
Straight forward and really easy to deal with. 5* Reviewed on: 15th August 2024