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Updraft: Personal Loan reviews

4.96
Based on 10,809 reviews, last reviewed 28th Mar 2026
360100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Very smooth and simple process. Very smooth and simple process. Great customer service too. Reviewed on: 28th March 2026
MR R's avatar
MR R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10809)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Nice and easy to apply

5
Nice and easy to apply, helpful messages at each step Reviewed on: 23rd April 2024

Good and fast process and great experience

5
Good and fast process and great experience Reviewed on: 23rd April 2024

Fast and easy ti get a loan.

5
Fast and easy ti get a loan. After all necessary questions were answered, I got an offer within 48 hours Reviewed on: 23rd April 2024

thanks but I needed more money but that's ok because...

4
thanks but I needed more money but that's ok because the interest rate is too much. high Reviewed on: 22nd April 2024

Service has been fast and efficient up to now.

5
Service has been fast and efficient up to now. Reviewed on: 22nd April 2024

Easy to apply for loan, fast efficient service

5
Easy to apply for loan, fast efficient service Reviewed on: 22nd April 2024

Easy process and no hassles.

5
Easy process and no hassles. App is very easy to use. Reviewed on: 22nd April 2024

Brilliant.

5
Brilliant. Low Apr. Quick service Reviewed on: 22nd April 2024

I applied for help with my overdraft and was able to...

5
I applied for help with my overdraft and was able to get it right away. The money came the next day and saved me. Thanks. Reviewed on: 22nd April 2024

good, got accepted so.

5
good, got accepted so. it’s making me write more words Reviewed on: 22nd April 2024