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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick and easy way to apply for support the team wer...

Quick and easy way to apply for support the team were great at providing the right support Reviewed on: 25th February 2026

Quick and professional!

Quick and professional! Very easy to navigate and secure the loan. Reviewed on: 25th February 2026

Great customer service, fast approval rate

Great customer service, fast approval rate Reviewed on: 25th February 2026

Quick and easy to apply no issues

Quick and easy to apply no issues Reviewed on: 25th February 2026

No messing around.

When I needed a loan, updraft popped up for me and it was the easiest application ever, even the app experience is simple and easy to navigate. Reviewed on: 25th February 2026

Future Lender to change the Lending market

Very helpful and provided a personal loan on fleixble terms which made me turn to them instead of an institutional lender / high-street bank. They offered flexibility in terms of repayment as well without unecessary pressure to sign and made the whole process pretty easy and straight forward. Reviewed on: 25th February 2026

Quick and easy to use.

Quick and easy to use. Has an app to easily manage. Only issue is it’s a fairly high interest rate. Reviewed on: 25th February 2026

Would recommend to anyone :)

Updraft was brilliant for helping me with my loan to pay off my credit cards - the process was so simple and easy and made me feel very comfortable. Reviewed on: 25th February 2026

Very valuable and no unnecessary hassle

Very valuable and no unnecessary hassle Reviewed on: 25th February 2026

Excelent company, life savers...

I Was struggling to concolidate my loans to free up some money to put me in a stronger position to pay off my other debts. Unable to get a loan from other creditors i linked Updraft to my bank just to see if id be elligible in the future. Within minutes they gave me an offer. I calculated against what id be paying off and its actually freed up money and saved me a massive load of strsss. Highly recommend Reviewed on: 25th February 2026

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