Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,821 reviews, last reviewed 30th Mar 2026
361200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very quick and seamless process. A very quick and seamless process. No long waits and good value for money. Wouldn't use any other provider. Reviewed on: 30th March 2026
T S's avatar
T S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10821)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

100% would recommend

5
Was looking for a one stop place to monitor all my finances and find a way to pay off the multiple credit card debts with a single loan. Got accepted within minutes and my monthly expense went down along with day to day stress Reviewed on: 6th April 2024

Product was exceptionally well tailored to my financ...

5
Product was exceptionally well tailored to my financial situation. Instead of just slavishly following a credit rating they took a dive into my accounts and made me an offer based on how I use my money. Really good service. Reviewed on: 5th April 2024

Response time was 2nd to none.

5
Response time was 2nd to none. Money was in within a couple days! Very good experience and would definitely recommend Reviewed on: 5th April 2024

Good alternative to other loans.

5
Good alternative to other loans. Quick decision Reviewed on: 5th April 2024

Very easy to use.

5
Very easy to use. Really good app and service Reviewed on: 5th April 2024

Excellent and efficient service.

5
Has been an excellent and efficient service. App is super easy to use. Very quick decision, simple to link accounts and money was in my bank the following day. Cannot fault the service. Reviewed on: 5th April 2024

Weight off my shoulders

5
After months of stressing about money, I came across updraft via Instagram, I thought why not? Applied which was quick and easy and within a day I had confirmation that I had been accepted for a loan. This loan was going to consilidate my debt into one payment. the payment was in my bank the next day and it feels like a weight has been taken off my shoulders, Reviewed on: 4th April 2024

Straight forward advice.

5
Straight forward advice. No hassle applying. Credit based on your circumstances not just your score. Reasonable lending Reviewed on: 4th April 2024

Financial security with fair rates!

5
Updraft has given me the opportunity to secure my financial future. With a clear repayment plan at fair rates I finally feel confident that I will be able to pay off my debt in a reasonable time frame. I also greatly appreciated the clear communication used, so I’ve understood everything I’ve agreed to. Thank you Updraft! Reviewed on: 4th April 2024

Very quick and simple, no issues and very straight f...

5
Very quick and simple, no issues and very straight forward, money issued within a couple of days Reviewed on: 4th April 2024