Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,821 reviews, last reviewed 30th Mar 2026
361200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very quick and seamless process. A very quick and seamless process. No long waits and good value for money. Wouldn't use any other provider. Reviewed on: 30th March 2026
T S's avatar
T S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10821)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Fast fair & efficient

5
I applied through the app and had the money within 18 hours. Remarkable Reviewed on: 4th April 2024

Great company.

5
Great company. Really easy to apply and had a decision a couple of days later. Would definitely recommend. Reviewed on: 4th April 2024

Quick fast and fantastic service!

5
Quick fast and fantastic service! Made me feel so at ease Reviewed on: 4th April 2024

I got a loan very quickly

5
I got a loan very quickly through the app. No fuss, dead easy. No complaints Reviewed on: 4th April 2024

Very helpful

5
Helped me pay off some large bills at a good monthly cost. Received the money sooner that stated. Reviewed on: 4th April 2024

Swift and simple

5
Swift and simple. Very easy and very fast process Reviewed on: 4th April 2024

Very quick efficient process, and I received my mone...

5
Very quick efficient process, and I received my money within 1 working day rather than 5. Would recommend to all my family & friends Reviewed on: 4th April 2024

easy loan.

4
easy loan. Only took 5 mins to apply and be approved Reviewed on: 4th April 2024

I found updraft very easy to use and apply .

5
I found updraft very easy to use and apply . The team were very helpful and kept me well informed of the progress of my loan . If I had any queries one of the team were always there to help. Reviewed on: 4th April 2024

An amazing app

5
Was looking at a loan to pay off some credit cards after getting myself in some money issues. I was struggling with a place that would accept me but I came across UpDraft and thought I would give it a go. They took my situation into account and gave me an offer with a great rate. The app is super easy to use and everything has been so smooth. I can’t thank them enough for relieving me of massive pressure! Reviewed on: 3rd April 2024