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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10823 reviews)

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4.96

Based on 10,823 reviews, last reviewed 31st Mar 2026

361400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

When applying for loan its not as complicated, its e... When applying for loan its not as complicated, its easy process. Reviewed on: 31st March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10823)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy to apply, always kept in the loop about your en...

Easy to apply, always kept in the loop about your enquiry via email. And the money came in speedy Reviewed on: 1st April 2024

Easy and incredibly empowering, I feel more in contr...

Easy and incredibly empowering, I feel more in control and better able to make smart decisions about my money. Reviewed on: 1st April 2024

Easy application with friendly Knowledgeable staff

Easy application with friendly Knowledgeable staff Reviewed on: 31st March 2024

Really quick decisios/money in bank next day

Really quick decision and money was next day in bank. Really like it and in future if will be necessary I will use again. Reviewed on: 31st March 2024

Updraft for the win!

Saw the ads online and they were very clear and detailed about what was offered, checked it out and it aligned with the ad. Also was able to access some really cool features along side a loan to help with some updraft and payments. Things are looking brighter already. Thank you Updraft! Reviewed on: 31st March 2024

Financial management

I have been struggling to pay off my credit cards and overdraft for a while as they’re all in different accounts. Being able to have it all in one and monthly payment that is manageable has helped me so much. Reviewed on: 31st March 2024

Easy to use, no problems so far.

Easy to use, no problems so far. Money paid within 3 days over the weekend. No complaints to lodge with the company at the present day and so say all of us. And so say all of us. For updraft is a jolly good fellow, and so say all of us Reviewed on: 31st March 2024

The process was amazing start to finish.

The process was amazing start to finish. The customer service is so good, it was easy and I can’t recommend enough. Money was paid very quickly and the app also paid off my credit cards directly. Reviewed on: 31st March 2024

Really great service!

Really great service! Smooth from start to finish! Reviewed on: 31st March 2024

As easy as 1-2-3.

It was indeed as simple as step 1-2-3. The team has been very accessible and supportive. After I have completed the steps I was given an offer in no time!!! Reviewed on: 31st March 2024

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