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Updraft: Personal Loan reviews

4.96
Based on 10,901 reviews, last reviewed 8th Apr 2026
369300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Breathing room! Using them has given me more control and confidence with my finances. Great service, app and team. Thanks so much! Reviewed on: 8th April 2026
Lottie M's avatar
Lottie M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10901)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast , friendly and really a life saver at a time I...

5
Fast , friendly and really a life saver at a time I really needed it! a great APR and I loved their app! Reviewed on: 6th April 2024

Change in circumstances

5
I took out a loan but then due to personal circumstances no longer needed this so I cancelled as per cooling off period and they were great. Good communication and ability to communicate with all round. Would definitely recommend. Reviewed on: 6th April 2024

Quick, efficient and always informed

5
Quick, efficient and always informed Reviewed on: 6th April 2024

Great customer service, modern and really fair APR

5
Great customer service, modern and really fair APR Reviewed on: 6th April 2024

Straightforward and easy process

5
Straightforward and easy process Reviewed on: 6th April 2024

Game changer

5
Been in serious debt for a few years now, with my credit rating too low for any balance transfer cards. Updraft has offered me a great loan to clear all my debt and now instead of paying 500pm im paying 200 and gave me that room to breathe again and enjoy life. Reviewed on: 6th April 2024

Updraft made the process quick and easy and has solv...

5
Updraft made the process quick and easy and has solved a lot of my problems Reviewed on: 6th April 2024

The process for applying for a loan was quick, simpl...

5
The process for applying for a loan was quick, simple and hassle free. The money arrived in my account in less than 24 hours. Its given me great peace of mind only having one payment to make every month with an end date in sight. A great company! Reviewed on: 6th April 2024

Very easy and smooth experience and money received v...

5
Very easy and smooth experience and money received very promptly. Reviewed on: 6th April 2024

So helpful took control of everything for me and gav...

5
So helpful took control of everything for me and gave me ultimate price of mind Reviewed on: 6th April 2024