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Updraft: Personal Loan reviews

4.96
Based on 10,825 reviews, last reviewed 31st Mar 2026
361600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Applying for a loan was easy, and the money was tran... Applying for a loan was easy, and the money was transferred within a few hours. Making changes to my current loan, like changing payment date is also ... Read more Reviewed on: 31st March 2026
Lori V's avatar
Lori V

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10825)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

They offered an affordable loan

5
They offered an affordable loan I could not get elsewhere Reviewed on: 30th March 2024

Quick and responsive

5
Really quick and responsive and after searching around they was nearly 75% cheaper that any alternative available to me. They have been clear and upfront and everything I need to know and the app makes it easier to keep a track of how things are going. Reviewed on: 30th March 2024

Great communication from the team, keeps you up to d...

5
Great communication from the team, keeps you up to date throughout the entire process. They make a stressful situation stress free! Reviewed on: 29th March 2024

Very easy to apply and kept me updated through out.

5
Very easy to apply and kept me updated through out. Was explained clearly how to clear my loan early. Reviewed on: 29th March 2024

Very easy and clear.

5
Very easy and clear. Fast and efficient Reviewed on: 29th March 2024

Seamless Transaction.

5
Seamless Transaction. Team was able to provide me assistance with my current loans and provided me a lower cost to pay all my debts. Reviewed on: 29th March 2024

Great service all round

5
It was amazing and so easy to setup, really helped me consolidate everything into one easy monthly payment. I would definitely recommend it to anyone struggling to pay off any debts they may have. Any advisors were always professional and so so helpful. Reviewed on: 29th March 2024

straight forward experience

5
It was a very straight forward experience and very quick to return a decision. Reviewed on: 29th March 2024

So far, so good.

5
So far, so good. No issues. I applied and when accepted, funds were in my bank the next day. I found it really easy to apply and was kept informed the whole way through the application process. I’ve been really happy with my experience so far. Hopefully all will continue to go well and this will help me clear my last little bit of debt. Reviewed on: 29th March 2024

Great nice and simple quick and easy

5
Great nice and simple quick and easy Reviewed on: 29th March 2024