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Updraft: Personal Loan reviews

4.96
Based on 10,837 reviews, last reviewed 1st Apr 2026
362900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Unbelievably good company , helped me Unbelievably good company , helped me Reviewed on: 1st April 2026
Jxckfrog's avatar
Jxckfrog

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10837)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Brilliant, fast service!

5
Brilliant, fast service! Really take into consideration your situation and provide excellent help. Fast review and fast payment! Reviewed on: 20th March 2024

personal loan with a good Apr.

5
personal loan with a good Apr. same day funds in account. Reviewed on: 20th March 2024

Quick and simple

5
From the start it was all quick and easy and I love that I can see all finances and what I owe in one place. Reviewed on: 20th March 2024

Quick, easy loan

5
I applied for a loan and within a day or so I was approved. I was able to choose the amount I wanted to borrow and length of term I wanted which made it very easy and stress free for me and then the money was paid directly to my bank account within 1-2 days! I can keep track of my monthly payments easily via the app and I love that you can repay any amount early. Reviewed on: 20th March 2024

Just what I was looking for

5
Super easy and hassle free process. Just what I was looking for. Received funds the very next day. Reviewed on: 20th March 2024

A quick and easy alternative

5
A quick and easy alternative to other higher cost credit facilities, whether you are looking to transfer a current balance or increase your available cash supply I honestly couldn’t recommend anyone more than Updraft! Reviewed on: 20th March 2024

Went to them to sort out finances

5
Went to them to sort out finances Reviewed on: 20th March 2024

Very helpful and quick response in any situation.

5
Very helpful and quick response in any situation. Reviewed on: 20th March 2024

Everyone I have spoken to have been friendly and kno...

5
Everyone I have spoken to have been friendly and knowledgeable Reviewed on: 20th March 2024

Good company but be better if...

4
Good company to get a loan from, would be better if there was a different option for additional payments as it is a bit worrying paying through a bank transfer if it’s a large amount Reviewed on: 20th March 2024