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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

I was looking for a way to consolidate my borrowing.

I was looking for a way to consolidate my borrowing. Updraft provided me with the means to do so very quickly with good APR. It was easy to use Reviewed on: 24th March 2024

Fab and easy

Easy to just sort everything in one place Reviewed on: 24th March 2024

Helped me to save from paying interest like big ocean.

Helped me to save from paying interest like big ocean. Reviewed on: 24th March 2024

Good rates and quick process.

Good rates and quick process. Would recommend Reviewed on: 24th March 2024

Great service

Great service easy to apply and quick response Reviewed on: 23rd March 2024

So, so helpful in paying off a high interest credit...

So, so helpful in paying off a high interest credit card! Great rates and lower term total. Reviewed on: 23rd March 2024

Very simple to use the app, link to my bank and veri...

Very simple to use the app, link to my bank and verify my details. They could see and confirm income and outgoings and use this along with credit file information to make an informed lending decision. Reviewed on: 23rd March 2024

Best rates and speed of delivery of funds

They offered me the best rate compared to any other bank to help me get control of my finances. Anyone else was trying to offer me the same rate as credit cards and weren’t helping to get be out of the pit of debt I faced. Updraft gave the best rate, and had the funds in my account the next morning (I signed the agreement on a Friday evening!) Reviewed on: 23rd March 2024

The process was very easy and has helped ease my wor...

The process was very easy and has helped ease my worries. Reviewed on: 23rd March 2024

Simple & Easy with no drama.

Simple & Easy with no drama. Paid off a previous loan. I was contacted & told I was eligible to apply for a new loan. Relinked my bank account & was offered enough to pay off everything with a lower interest rate & monthly payment than my cards. Applied & had the money in my account the next day Reviewed on: 23rd March 2024

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