Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,924 reviews, last reviewed 14th Apr 2026
371400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use app. Very easy to use app. Quick to apply. Reviewed on: 14th April 2026
Mops45's avatar
Mops45

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10924)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

They helped me stop paying out my entire wage, and m...

5
They helped me stop paying out my entire wage, and made it easy doing so Reviewed on: 18th March 2024

Review of Updraft

5
Good customer service and smooth experience Reviewed on: 18th March 2024

Used them for a loan to consolidate credit card costs.

5
Used them for a loan to consolidate credit card costs. Great customer service, all made sense, easy to use and made my financial wellbeing so much better. The updraft team (Ashley especially!) were really helpful with questions I had. Reviewed on: 18th March 2024

Great service.

5
Great service. Easy process. Very helpful staff. Received my money very quick Reviewed on: 18th March 2024

Quick loan for all your needs dont need to fill out...

5
Quick loan for all your needs dont need to fill out forms just a few details and good to go. Easy and quick decision as well Reviewed on: 18th March 2024

It’s was very easy to apply for the loan and no wait...

5
It’s was very easy to apply for the loan and no waiting for the money to be transferred after approval Reviewed on: 18th March 2024

I’m finally getting back into order!

5
They have really helped me get my finances back in order. Such an easy and simple application process and they are always on hand to help if I have any sort of queries. I would highly recommend Updraft to anyone considering a personal loan. Reviewed on: 18th March 2024

Really helpful and supportive.

5
Really helpful and supportive. They are there for any support needs Reviewed on: 18th March 2024

Very helpful and efficient.

5
Very helpful and efficient. Always there if I have any queries. Reviewed on: 18th March 2024

Really help and the process was easy

5
Really help and the process was easy Reviewed on: 18th March 2024