Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Everything was easy and now I have piece of mind ove...

5
Everything was easy and now I have piece of mind over and above my credit card debt Reviewed on: 18th March 2024

Fast, simple, user friendly.

5
Fast, simple, user friendly. I found seeking a loan quite stressful until I found updraft. Reviewed on: 18th March 2024

Good reliable fast

5
Easy apply, fast decision , recommend Reviewed on: 18th March 2024

Great for ppl with a questionable credit past lookin...

5
Great for ppl with a questionable credit past looking to improve it Reviewed on: 18th March 2024

Friend helpful team easy application

5
Friend helpful team easy application Reviewed on: 18th March 2024

They were great in terms of the process - its easy t...

5
They were great in terms of the process - its easy to manage on the app and the responsiveness of their team behind it was nice as well. It made taking a loan very simple and clear. Reviewed on: 18th March 2024

Updraft has changed my life

5
Updraft has changed my life - it honestly has made my life go from dark to light! Reviewed on: 18th March 2024

Fantastic service.

5
Quick and easy with funds transferred in a timely manor. Any time I have had any queries my questions have been answered professionally and with great customer service. They made the stress of securing a loan easy and painless. Reviewed on: 18th March 2024

Easy and clear.

5
Easy and clear. The whole process was effortless and without any hidden fees. Reviewed on: 18th March 2024

Please give me another loan thx updraft team

5
Very good service but another loan no possible why updraft team me contect please I need another loan thx updraft teaming ask please another loan quickly so now I check updraft loan 90 day after try I not happy please my help I need overdraft loan another thx updraft team Reviewed on: 18th March 2024