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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great customer service, fabulous user interface and...

Great customer service, fabulous user interface and great financial offers which really take the stress out of it all. Reviewed on: 18th March 2024

Super easy

Super easy to use and they gave me a far more competitive rate than my standard bank. Reviewed on: 18th March 2024

Updraft helped me out when i was stuck in a pickle.

Updraft helped me out when i was stuck in a pickle. However, the interest on what i am paying back is insane. I borrowed £2000 and im paying back over £1000 in interest. Reviewed on: 18th March 2024

Easy loan process to consolidate loan

Easy loan process. Helpful to consolidate loans Reviewed on: 18th March 2024

5 stars, great service

Quick and easy application, communication and updates were excellent Reviewed on: 18th March 2024

Quick and easy

Application was quick and easy, decision made quickly, money released quickly Reviewed on: 18th March 2024

No issues nice and simple, kept informed along the w...

No issues nice and simple, kept informed along the way and money went in fast. My third loan with updraft and will pay off and certainly revisit again in the future if I need to. Reviewed on: 18th March 2024

Amazing service

A brilliant service with equally as good customer service. Always very helpful and tries to do the best for the customer Reviewed on: 18th March 2024

great lender

Very easy application process. Clear t&c’s. App easy to navigate. Customer service very good too. Reviewed on: 18th March 2024

Fantastic service, very helpful and manageable

Fantastic service, very helpful and manageable Reviewed on: 18th March 2024

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