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Updraft: Personal Loan reviews

4.96
Based on 10,901 reviews, last reviewed 8th Apr 2026
369300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Breathing room! Using them has given me more control and confidence with my finances. Great service, app and team. Thanks so much! Reviewed on: 8th April 2026
Lottie M's avatar
Lottie M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10901)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Amazing experience. Highly recommended.

5
Amazing experience. Updraft did not waste my time nor did they ask for difficult or impossible to fulfil conditions before approving my loan. The Updraft officials I have engaged with were very sincere, experienced, professional and understanding. The approval and disbursement of the loan was very swift. Updraft was really great. I can't recommend it enough. Reviewed on: 17th March 2024

Saviour in Disguise

5
Saved me last minute. Had to clear my previous loan and they came to my life right time Reviewed on: 17th March 2024

Needed a loan desperately and updraft were there!

5
Needed a loan desperately and updraft were there! Easy process and support from them. Couldn’t speak more highly for them if someone is in need. Thank you! Reviewed on: 16th March 2024

Amazing Company

5
Couldn't of asked for a better service, helped when needed and very fast and efficient Reviewed on: 16th March 2024

, Good experience , i recomand to my friends

5
I had a good experience. I will recomand to my friends Reviewed on: 16th March 2024

Very helpful in helping me pay off expensive credit...

5
Very helpful in helping me pay off expensive credit cards at a reasonable rate for my credit score. Good help when messaging customer service. Reviewed on: 16th March 2024

Amazing company

5
Quick decision. Excellent customer service and money in bank in a couple.of days Reviewed on: 16th March 2024

Great quick service.

5
Great quick service. Easy to fill in online and well explained. The way you can link accounts and keep an eye on your outgoings all in one place is really good. Also the fact that money can be paid directly to cards is very useful Reviewed on: 16th March 2024

Great to clear credit card debt!

5
I used updraft for a balance transfer to clear an existing credit card with higher interest rate. Can’t fault their service, easy to use, quick to pay and overall great experience. They’ve made creeping credit card costs easy to solve. Reviewed on: 16th March 2024

Great provider that enabled me to pay off my expensi...

5
Great provider that enabled me to pay off my expensive credit card debt and actually work on improving my finances. Reviewed on: 16th March 2024