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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10904 reviews)

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4.96

Based on 10,904 reviews, last reviewed 9th Apr 2026

369600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Just smooth sailing no hiccups brilliant service Just smooth sailing no hiccups brilliant service Reviewed on: 9th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10904)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

10/10 company with customers first!

Very good company to get a personal loan. Very easy repayments and a very easy app that helps you navigate your payments. They also answer really quickly. I got into some arrears with mine but they were very helpful in helping me get out a little bit and after 9 months I was able to pay my loan off early and close the account. They even refunded me some money back after miss calculating my final payment. Reviewed on: 15th March 2024

Great application process

I had a loan with updraft over a year ago to consolidate debt. The application process was easy and very quick and I was approved for a loan within the day. The APR was reasonable and it was very easy to view the status/payment of my loan via the app. Customer service was great too Reviewed on: 15th March 2024

Helped when I was in need of financial aid and prefe...

Helped when I was in need of financial aid and prefer to bank loans Reviewed on: 15th March 2024

Debt relief !

I was struggling to see how I was going to be able to manage my debt with the ongoing cycle of extending limits. When I found updraft I was so relieved to be able to draw a line under my debt and move forward knowing I was paying it finally. Reviewed on: 15th March 2024

Was in need of a quick and easy loan over a tough pe...

Was in need of a quick and easy loan over a tough period and was granted one when others wouldnt with mininal hassle Reviewed on: 15th March 2024

What can I say - it was great!

What can I say but it was a simple, straightforward pleasurable experience- bet no-one would usually describe getting a loan in such a way, but it’s true. No anxiety and no stress. It was my second time going for an Updraft loan and it was great both times. Reviewed on: 15th March 2024

Very easy to do a application and they get back to y...

Very easy to do a application and they get back to you within 24 hours, interest rate is better than most Reviewed on: 15th March 2024

Helped me out in a time of need, fast and reliable.

Helped me out in a time of need, fast and reliable. Reviewed on: 15th March 2024

Good lenders, quick approval and they communicate well

Good lenders, quick approval and they communicate well Reviewed on: 15th March 2024

Updraft ensured that the stress and impacts on my me...

Updraft ensured that the stress and impacts on my mental health that my finances caused were alleviated and I now feel far far more confident in my management of my finances. Reviewed on: 15th March 2024

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