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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10906 reviews)

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4.96

Based on 10,906 reviews, last reviewed 9th Apr 2026

369800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Updraft made the experience painless Updraft made the experience painless in a time where I found I needed help Reviewed on: 9th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10906)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Good lenders, quick approval and they communicate well

Good lenders, quick approval and they communicate well Reviewed on: 15th March 2024

Updraft ensured that the stress and impacts on my me...

Updraft ensured that the stress and impacts on my mental health that my finances caused were alleviated and I now feel far far more confident in my management of my finances. Reviewed on: 15th March 2024

Quick decision and money transfer.

Quick decision and money transfer. Easy application process Reviewed on: 15th March 2024

Easy to use, flexible repayments and fair interest

Easy to use, flexible repayments and fair interest for those not usually accepted. Reviewed on: 15th March 2024

Very good and efficient, customer service is very he...

Very good and efficient, customer service is very helpful whenever I need it. Reviewed on: 15th March 2024

Sorted my issues with credit cards well.

Sorted my issues with credit cards well. I was struggling before they got in line. Reviewed on: 15th March 2024

Fast, friendly and fair lender.

Fast, friendly and fair lender. Fees and repayments are entirely transparent. Lender incentivises good customer behaviour; for example, repaying early or in addition to fixed monthly repayments results in a reduction in overall cost of loan. Highly recommend. Reviewed on: 15th March 2024

Super straightforward process

Super straightforward process and easily accessible information Reviewed on: 15th March 2024

Very easy and quick service, just what I needed

Very easy and quick service, just what I needed Reviewed on: 15th March 2024

No fuss or effort to get a decision

Quick, efficient, easy to use app, instant decision with fair monthly prices. Reviewed on: 15th March 2024

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