Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

View other Updraft products

4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy application with no additional stress

Easy application with no additional stress Reviewed on: 16th March 2024

Real people not a robot ...

They actually took the time to look at my individual circumstances instead of just a credit score and could see what I was doing with my money, after asking questions I was allowed to borrow some money for consolidation, which many lenders didnt as it was a straight no Reviewed on: 16th March 2024

Life savers

I was struggling alot with debt and most other companies would either shun me or expect extortionate interest rates then I discovered updraft who were very understanding and actually care about their customers and were able to find a loan that suited me and my circumstances I honestly could not recommend them more . Reviewed on: 16th March 2024

Up Up Updraft and away

Super easy application. Clear and concise communication and all inside a user friendly app. A great way of helping clear away outstanding credit card debt. Reviewed on: 16th March 2024

It has allowed me to consolidate my debts in a cost...

It has allowed me to consolidate my debts in a cost effective manner and is easy to manage through the app. Reviewed on: 16th March 2024

Quick & Efficient - No Fuss!

It was an easy application & process was seamless. Reviewed on: 16th March 2024

Easy and stress free.

Easy and not stressful. Very easy to understand. Competitive offers. Reviewed on: 16th March 2024

Excellent customer service, quick to respond to quer...

Excellent customer service, quick to respond to queries & their app user interface is clean, making it easy to navigate. Would highly recommend! Reviewed on: 16th March 2024

My experience was quick and simple and everything wa...

My experience was quick and simple and everything was clear about my loan repayments and what y was signing up for. Reviewed on: 16th March 2024

Very transparent process.

Very transparent process. Good communication throughout. Reviewed on: 16th March 2024

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.58 from 351 reviews
Loans
from London Capital Credit Union 4.78 from 791 reviews
Loans
from Wolverhampton City Credit Union 3.81 from 2 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub