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Updraft: Personal Loan reviews

4.96
Based on 10,912 reviews, last reviewed 10th Apr 2026
370400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Super clear and easy service to use Super clear and easy service to use Reviewed on: 10th April 2026
EF's avatar
EF

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10912)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Every step of the journey was great, clear and easy...

5
Every step of the journey was great, clear and easy to understand. Reviewed on: 15th March 2024

The loan application process was easy and quick.

5
The loan application process was easy and quick. The rate was good and the loan offer amount was great Reviewed on: 15th March 2024

Easy to use, good customer service

5
Easy to use, good customer service Reviewed on: 15th March 2024

Very straight forward, approved quickly and very eas...

5
Very straight forward, approved quickly and very easy to manage, all through an app Reviewed on: 15th March 2024

Very quick reply.

5
Very quick reply. Really needed help and was happy with the help I received. Reviewed on: 15th March 2024

Good product, updraft provided loan tailored for my...

5
Good product, updraft provided loan tailored for my needs. The application was easy and straightforward. Reviewed on: 15th March 2024

Great communication, friendly and helpful.

5
Great communication, friendly and helpful. Just what I needed. Reviewed on: 15th March 2024

Would definitely recommend

5
Everything was quick and easy to do through the app. It allowed me to consolidate everything into one loan and relived a lot of stress. I would definitely recommend updraft. Reviewed on: 15th March 2024

Easy to consolidate my debts.

5
Easy to consolidate my debts. Only took minutes to apply and then money was in quickly. Now I just have one payment rather than several credit cards to pay. Highly recommend! Reviewed on: 15th March 2024

Fast and excellent service.

5
Fast and excellent service. The team communicated well and were able to provide me a loan when needed the most. Reviewed on: 15th March 2024