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Updraft: Personal Loan reviews

4.96
Based on 10,916 reviews, last reviewed 11th Apr 2026
370800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy and helpful! Easy and helpful! Gave me a loan when many turned me down! Reviewed on: 11th April 2026
John's avatar
John

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10916)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

It was life saver in my so much of hardship .

5
It was life saver in my so much of hardship .. updraft really brought the solutions for me thanks Reviewed on: 14th March 2024

Updraft has been really simple to use and the app is...

5
Updraft has been really simple to use and the app is really clear for keeping track of my repayments. The ability to merge cards and have one payment has really helped with my budgeting and saving towards a house. Reviewed on: 14th March 2024

Excellent service

5
Updraft provide an efficient friendly and excellent service Reviewed on: 14th March 2024

Straight Forward and Simplistic

5
One word to describe my experience and that is Simple. Everything was done very quickly and hassle free... Reviewed on: 14th March 2024

Excellent company, value for money and keep you up t...

5
Excellent company, value for money and keep you up to date on lian offers, these guys and girls are great!! Reviewed on: 14th March 2024

Was very sceptical about it

5
Was very sceptical about it , but got into to a position we’re i needed help and decided to give it a go , how wrong was I , brilliant service executed unbelievable quickly , (I expected a few weeks , not hours )would defo use again when current loan expires Reviewed on: 14th March 2024

Honestly I haven’t had much interaction with the cus...

5
Honestly I haven’t had much interaction with the customer service team so cannot comment but I love the app and its layout and applying was really easy Reviewed on: 14th March 2024

Excellent guided process and super fast process

5
Very reasonable rate and was paid into my account super quick with full support from your personal account advisor guiding you through - superb! I was happy with the way everything was explained. When I contacted support about the amount of the loan I was given a very helpful reply which made me agree to going ahead! Very happy with the support during the process! Reviewed on: 14th March 2024

Been so amazing, so transparent and very very helpful

5
Been so amazing, so transparent and very very helpful Reviewed on: 14th March 2024

Helpful and informative

5
Updraft have been incredibly helpful, and their customer service is very good, making you feel as though you are genuinely cared about! Reviewed on: 14th March 2024