Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

View other Updraft products

4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Super straightforward process

Super straightforward process and easily accessible information Reviewed on: 15th March 2024

Very easy and quick service, just what I needed

Very easy and quick service, just what I needed Reviewed on: 15th March 2024

No fuss or effort to get a decision

Quick, efficient, easy to use app, instant decision with fair monthly prices. Reviewed on: 15th March 2024

The best

It was easy to use, and the customer service team was very helpful everytime I had a question. Reviewed on: 15th March 2024

Excellent money service, I will highly recommend

Excellent money service, I will highly recommend Reviewed on: 15th March 2024

Easy process great customer service couldn’t have be...

Easy process great customer service couldn’t have been simpler and I am a very happy customer and will use them again Reviewed on: 15th March 2024

Reliable, quick and honest

Despite a few problems in payment provider, Updraft provided constant updates, and still it was faster than a traditional loan company. The interest rate was good and I have zero complaints so far. Customer Service is also hyper-responsive which I really like! Reviewed on: 15th March 2024

Updraft is great, although the interest rate is quit...

Updraft is great, although the interest rate is quite high. Overall my experience as a customer is okay and I would recommend Updraft to anyone looking for a loan. Reviewed on: 15th March 2024

Great experience

Helped me pay some of credit cards and very helpful. Easy to navigate the website Reviewed on: 15th March 2024

Honest responsible lender.

Honest responsible lender. Offered me less than I asked for in order to ensure I can maintain repayments. Reviewed on: 15th March 2024

Alternative products

Loans
from Thamesbank Credit Union 4.53 from 38 reviews
Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub