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Updraft: Personal Loan reviews

4.96
Based on 10,918 reviews, last reviewed 12th Apr 2026
371000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Excellent service very thorough and straight forward Excellent service very thorough and straight forward Reviewed on: 12th April 2026
P Draper's avatar
P Draper

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10918)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very easy process.

5
Very easy process. Clear & simple terms & conditions. Reviewed on: 14th March 2024

great service

5
5 star experience in helping me with my loan when needed. This is the second time ive used updraft and they have been very accomadating. Reviewed on: 14th March 2024

User friendly

5
Quick and simple loan application Reviewed on: 14th March 2024

Very easy to use would recommend

5
Very easy to use would recommend Reviewed on: 14th March 2024

Easy to apply, helped me out.

5
Easy to apply, helped me out. Can't fault them. They take into account things other lenders don't, we are all more than a credit score Reviewed on: 14th March 2024

They are very helpful as when I applied for a person...

5
They are very helpful as when I applied for a personal loan it was easy application Reviewed on: 14th March 2024

Very efficient service and dealt with very quickly

5
Very efficient service and dealt with very quickly Reviewed on: 14th March 2024

I’ve had 2 loans with Updraft and their customer ser...

5
I’ve had 2 loans with Updraft and their customer service has always been outstanding. Have never had any issues, everything is communicated well and they are quick to make sure you’re ok if spot any issues. I would recommend Updraft to anyone looking for a personal loan Reviewed on: 14th March 2024

Straight forward easy process with help always avail...

5
Straight forward easy process with help always available with quick responses Reviewed on: 14th March 2024

Quick fix solution!

5
A good intermediary for people who need quick help to bridge the gap when they are on their overdrafts Reviewed on: 14th March 2024