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Updraft: Personal Loan reviews

4.96
Based on 10,923 reviews, last reviewed 13th Apr 2026
371300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Staff are very helpful and very patient Staff are very helpful and very patient Reviewed on: 13th April 2026
Stacey M's avatar
Stacey M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10923)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very helpful and very communicative.

5
Very helpful and very communicative. Had a loan approved instantly and transferred the funds quickly very impressed Reviewed on: 14th March 2024

Very easy online process, hassle free via app.

5
Very easy online process, hassle free via app. No lengthy delays Reviewed on: 14th March 2024

Unbiased review, genuinely great service.

5
Incredibly easy to set up, very friends service and staff. Clear understanding of the loan they provide you. Reviewed on: 14th March 2024

Extremely simple application process, details paymen...

5
Extremely simple application process, details payment explanations in the app, everything happened on time and as expected and it was great help for me to be able to consolidate my debt into one place with a low APY. I would definitely recommendZ Reviewed on: 14th March 2024

Good and fast

5
Very good and very quick service Reviewed on: 14th March 2024

Easy, consolidated debt.

5
Really helped me sort my finances out. I managed to consolidate multiple streams of debt into 1 single payment. It's now so much easier to manage and see my debt decreasing instead of only focusing on 1 stream previously while seeing he other rise. Reviewed on: 14th March 2024

Best Personal Loan provider

5
Best Personal Loan provider due to excellent customer service and quick application process Reviewed on: 14th March 2024

Helpful service

5
I applied for a personal loan with updraft when not many other lenders would consider me. The app is great and the service is excellent. Reviewed on: 14th March 2024

They have been absolutely amazing in assisting me wh...

5
They have been absolutely amazing in assisting me when times were so difficult for me! I would recommend them over and over again! Couldn’t be more thankful to this team! Reviewed on: 14th March 2024

The easiest and user friendly site

5
My experience was so quick and easy the site was easy to navigate around and so user friendly. Reviewed on: 14th March 2024