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Updraft: Personal Loan reviews

4.96
Based on 10,524 reviews, last reviewed 8th Mar 2026
332200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellant service, very easy to apply. Excellant service, very easy to apply. Reviewed on: 8th March 2026
Sally t's avatar
Sally t

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10524)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great service excellent interations from the people...

5
Great service excellent interations from the people involved Reviewed on: 3rd March 2026

Easy and happy with outcome, reassured and can keep...

5
Easy and happy with outcome, reassured and can keep on top of payments Reviewed on: 3rd March 2026

The loan helped me clear credit card date into a sin...

5
The loan helped me clear credit card date into a single monthly payment Reviewed on: 3rd March 2026

Quick and easy application and decision

5
Quick and easy application, no hidden fees, fast decision and very straight forward application. Reviewed on: 3rd March 2026

Great experience from application to approval.

5
Great experience from application to approval. Straightforward and good communication. Reviewed on: 3rd March 2026

For me it’s provided me some hope

5
For me it’s a lower interest loan that has helped me enormously however, I am unable to get a really decent interest rate despite my good payment history- so really appreciate updraft. Reviewed on: 3rd March 2026

Updraft helped me pay off my outstanding overdrafts...

5
Updraft helped me pay off my outstanding overdrafts that I struggled with paying off Reviewed on: 3rd March 2026

Updraft were quick to review and approve me for a pe...

5
Updraft were quick to review and approve me for a personal loan, it was paid into my bank quickly and I felt more in control and supported whilst using updraft. Reviewed on: 3rd March 2026

Finally sorted my finances

5
Really helpful and gave me chance to sort my finances out while saving me £150 a month in what i was paying out for multiple cards. Reviewed on: 3rd March 2026

Easy to use and very helpful.

5
Easy to use and very helpful. Would recommend to family and friends Reviewed on: 3rd March 2026