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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10947 reviews)

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4.96

Based on 10,947 reviews, last reviewed 18th Apr 2026

373700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent service Easy and clear process, responsible decision making with fair interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10947)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great experience for an App based product

Great experience, straight forward application on App and realistic interest rates. Quick to respond on the App if you have any questions, would definitely recommend their services Reviewed on: 14th March 2024

I cannot thank Upstart enough

Honestly I cannot thank Upstart enough. Unfortunately we were given notice before Christmas that our landlady wanted to move back into her property that we had rented for nearly 5 years along with our 2 children. Without Upstart we would’ve have never been able to save money to get a deposit and a months rent in advance when looking at new properties. It was because of Upstart that we were able to reserve and afford our new rental home which is honestly a dream home for us and our children. Not only that the interest on what you pay back is fantastic, you genuinely feel like there is someone helping you out because there’s no extortionate rates. I will sing Upstarts praises to anyone. You’ve helped me out more than you’ll ever know! Reviewed on: 14th March 2024

Very straight forward application

Very easy application, easy to understand rates and payment options, a breeze from beginning to end Reviewed on: 14th March 2024

Fair loan rate for poor credit.

Fair loan rate for poor credit. Transparency with regards to decisions and the app makes repayment schedules clear. Reviewed on: 14th March 2024

best in business , easy to use app

best in business , easy to use app Reviewed on: 14th March 2024

Easy and quick to use, convenient as well

Easy and quick to use, convenient as well Reviewed on: 14th March 2024

Easy, even when I had issues with my app they sorted...

Easy, even when I had issues with my app they sorted it quickly. Reviewed on: 14th March 2024

Smooth Application process

The whole application process from start to finish was very quick and resulting in a very happy customer Reviewed on: 14th March 2024

Very nice experiences, very fast on sending money.

Very nice experiences, very fast on sending money. Reviewed on: 14th March 2024

Best outcome

It was great. They took all my stresses away, when my bank refused to help me updraft did and I’ve been stress free ever since. Their app is easy to use and their customer service was impeccable. The application process is smooth and easy to use. Reviewed on: 14th March 2024

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