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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Had 4 loans so far some rates were a bit high but st...

5
Had 4 loans so far some rates were a bit high but still a good service, super easy to pay back early too! Reviewed on: 14th March 2024

Very easy straight forward all the help is there for...

5
Very easy straight forward all the help is there for you Reviewed on: 14th March 2024

Top class

5
Great communication and very quick service. Reviewed on: 14th March 2024

Excellent communication and always give notification...

5
Excellent communication and always give notifications of payments due, app works well and easy to see updates and future eligibility Reviewed on: 14th March 2024

Amazing communication, really easy to track payments...

5
Amazing communication, really easy to track payments etc on the app! Reviewed on: 14th March 2024

Great experience

5
Great! Good experience - application process easy and repayments automatic via direct debit. I’m glad I chose updraft for my loan! Reviewed on: 14th March 2024

Came at a handy time for me to clear my expensive ov...

5
Came at a handy time for me to clear my expensive overdraft and consolidate into affordable monthly payments. Reviewed on: 14th March 2024

Really good customer service and clean and transpare...

5
Really good customer service and clean and transparent from start to finish Reviewed on: 14th March 2024

Great loan given

5
Great loan given to help me manage my finances and not big monthly payments Reviewed on: 14th March 2024

I took out a personal loan and it was all handled qu...

4
I took out a personal loan and it was all handled quickly. Everything was made very clear to me at every step of the way and any questions were responded to efficiently. The app is very easy to use and is customer friendly Reviewed on: 14th March 2024