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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Really quick, very straightforward

5
Really quick, very straightforward Reviewed on: 14th March 2024

Excellent

5
Very friendly and helpful quick pay out and very fair Reviewed on: 14th March 2024

Good comms and prompt service.

5
Good comms and prompt service. Money arrived quickly and was kept informed Reviewed on: 14th March 2024

Excellent customer service.

5
The app is easy to use, excellent customer service. Reviewed on: 14th March 2024

Great firm,so easy to apply and dealt with a friendl...

5
Great firm,so easy to apply and dealt with a friendly manner,would highly recommend Reviewed on: 14th March 2024

10 out of 10

5
I've loved how modern the communication has been since becoming an Updraft customer. The set up was very easy and the app is user friendly. Reviewed on: 14th March 2024

Good interest rate and easy application

5
Applying and receiving a personal loan from updraft was seamless and easy. And the interest rate was not daunting at all, had to apply a 2nd time and got a 2nd loan too. Reviewed on: 14th March 2024

A quick and easy service, simple and life changing

5
A quick and easy service, simple and life changing Reviewed on: 14th March 2024

Flawless experience.

5
Flawless experience. Easy to understand - quick to apply - quick payout. Reviewed on: 14th March 2024

Brilliant

5
They’ve been absolutely faultless with the times I’ve used them Reviewed on: 14th March 2024