Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,952 reviews, last reviewed 19th Apr 2026
374100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps alot! Helps alot! Make me live again.happy with help Reviewed on: 19th April 2026
Jurta's avatar
Jurta

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10952)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Straightforward application process and clear inform...

5
Straightforward application process and clear information Reviewed on: 14th March 2024

Good communication very helpfull

5
Good communication very helpfull Reviewed on: 14th March 2024

Application easy payment schedule reasonable and hel...

5
Application easy payment schedule reasonable and helpful people if any issues Reviewed on: 14th March 2024

Simple. Straightforward. Helpful.

5
Applying for a loan is straightforward. You get the answer in less than 24 hours! Really helped me financially. Oh the interest is a lot less compared to other loans or credit cards. Reviewed on: 14th March 2024

Its very easy and simple process.

5
Its very easy and simple process. I applied through application and thier customer support is very cooperative and they guided me. Then I got approval of loan. I got money I really needed. Thanks Updraft Team. Reviewed on: 14th March 2024

Fantastic Experience with Updraft.

5
Fantastic Experience with Updraft. Very responsible and co-operative lenders. Reviewed on: 14th March 2024

Easy to navigate website.

5
Easy to navigate website. Easy application. Quick payout. Reviewed on: 14th March 2024

Enjoying being with updraft easy to use

5
Enjoying being with updraft easy to use Reviewed on: 14th March 2024

Updraft was fast and the customer service was excell...

5
Updraft was fast and the customer service was excellent. Paying is easy and they did all the leg work for me. Reviewed on: 14th March 2024

Very efficient, easy to navigate the app, clear proc...

5
Very efficient, easy to navigate the app, clear process Reviewed on: 14th March 2024