Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,954 reviews, last reviewed 20th Apr 2026
374300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient service. Fast and efficient service. Easy access to money Reviewed on: 20th April 2026
Laura C's avatar
Laura C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10954)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Twice when needed was able to get good value loan fr...

5
Twice when needed was able to get good value loan from updraft. Early repayment was easy too Reviewed on: 14th March 2024

Updraft Excellence

5
This was my second loan through Updraft and they were fantastic first time round and when it came to my second loan there was again excellent service and very professional. The quickness of organising a personal loan and clarifying of any issues that arose were exceptional. They came back very quickly with answers. All I can say I love using Updraft. Reviewed on: 14th March 2024

Easy to use great app.

5
Easy to use great app. Customer service is good Reviewed on: 14th March 2024

Easy to apply

5
Easy to apply and very quick answer Reviewed on: 14th March 2024

Great experience!

5
Great experience! Really simple to use and good rates. Reviewed on: 14th March 2024

Very helpful, easy process.

5
Very helpful, easy process. Good app Reviewed on: 14th March 2024

Smooth process with detailed and prompt communication.

5
Smooth process with detailed and prompt communication. Lending made bitesize! Reviewed on: 14th March 2024

Helped me when I really needed it

5
Helped me when I really needed it Reviewed on: 14th March 2024

Fast and easy application.

5
Fast and easy application. Any issues i had were promptly fixed. Reviewed on: 14th March 2024

Loan for debit

5
It was very quick check and it was helpful for my debits Reviewed on: 14th March 2024