Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,954 reviews, last reviewed 20th Apr 2026
374300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient service. Fast and efficient service. Easy access to money Reviewed on: 20th April 2026
Laura C's avatar
Laura C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10954)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Good customer service

5
Good customer service, does what they say they do Reviewed on: 14th March 2024

User friendly and personalised approach.

5
User friendly and personalised approach. App makes the whole experience much simpler. Speedy replies from customer service reps put my mind at ease. Reviewed on: 14th March 2024

Got a loan when no one was offering me one...

5
Got a loan when no one was offering me one Reviewed on: 14th March 2024

Just a great service very easy to use and facts are...

5
Just a great service very easy to use and facts are easy to understand Reviewed on: 14th March 2024

simple and exactly what I needed

5
simple and exactly what I needed Reviewed on: 14th March 2024

Fast friendly and just what I needed

5
Fast friendly and just what I needed Reviewed on: 14th March 2024

Have good experiences with updraft

5
Have good experiences with updraft Reviewed on: 14th March 2024

Excellent service offered.

5
Excellent service offered. Great customer service, always available to answer any questions you have. Reviewed on: 14th March 2024

Brilliant service and one of a kind

5
Brilliant service, really good at recognising and offering more lending options for customers who pay on time. love that it's paperless. Reviewed on: 14th March 2024

Great customer service, very easy app to navigate too

5
Great customer service, very easy app to navigate too Reviewed on: 14th March 2024