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Updraft: Personal Loan reviews

4.96
Based on 10,962 reviews, last reviewed 22nd Apr 2026
375100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

I need a loan and updraft helped so quickly. I need a loan and updraft. Was quick and efficient. Reviewed on: 22nd April 2026
Paige c's avatar
Paige c

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10962)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Quick and simple to get the plan approved around my...

5
Quick and simple to get the plan approved around my borrowing needs. The app is easy to use and chat function is useful too. Reviewed on: 14th March 2024

Excellent service

5
Updraft are an excellent personal loan provider, they offer the best customer service I’ve had from a financial institution, and they provide clear and concise information. Reviewed on: 14th March 2024

Very easy to apply and the customer services are br...

5
Very easy to apply and the customer services are brilliant Reviewed on: 14th March 2024

Updraft very helpful

5
Always really helpful and quick to answer any questions. Reviewed on: 14th March 2024

Fantastic customer service and prompt payment

5
Fantastic customer service and prompt payment Reviewed on: 14th March 2024

Very fast process from guidance for applying to rece...

5
Very fast process from guidance for applying to receiving my loan. Friendly and helpful customer service agents! Reviewed on: 14th March 2024

Always really helpful customer service, easy to set...

5
Always really helpful customer service, easy to set up and pay and keep track of your loan. Reviewed on: 14th March 2024

Efficient application process.

5
Fast application process. Efficient execution and issuing of funds. Always helpful when contacted. Reviewed on: 14th March 2024

Updraft to the rescue

5
I was struggling to get help and wanted to consolidate some other payments. Updraft was easy to apply with an answer very quick. Huge help and great company Reviewed on: 14th March 2024

Very easy and quick application through the App.

5
Very easy and quick application through the App. All documents available to view thtough the app as well as live support. Reviewed on: 14th March 2024