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Updraft: Personal Loan reviews

4.96
Based on 10,962 reviews, last reviewed 22nd Apr 2026
375100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

I need a loan and updraft helped so quickly. I need a loan and updraft. Was quick and efficient. Reviewed on: 22nd April 2026
Paige c's avatar
Paige c

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10962)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Borrowing the right amount

5
I was able to borrow the right amount and leave myself with extra funds each month. Reviewed on: 14th March 2024

Excellent

5
Excellent service and really easy to use Reviewed on: 14th March 2024

Super helpful

5
Super helpful in letting me end a cycle of cards and debt Reviewed on: 14th March 2024

Quick and easy to apply.

5
Quick and easy to apply. Money was in my account within 24 hours. Reviewed on: 14th March 2024

Their service has been great and helped me to clear...

5
Their service has been great and helped me to clear my debts with an affordable monthly payment! Reviewed on: 14th March 2024

Great company, from start to finish.

5
Great company, from start to finish, Helpful and eady to contact, excellent app Reviewed on: 14th March 2024

Brilliant from start to finish!

5
Brilliant from start to finish! Could not thank Ashley enough! Reviewed on: 14th March 2024

Great service, easy app.

5
Great service, easy app. very straight forward process Reviewed on: 14th March 2024

Easy to deal with and kept me constantly updated on...

5
Easy to deal with and kept me constantly updated on what was happening with my application and loan status. Reviewed on: 14th March 2024

Amazing team,helped me access a loan in a timely man...

5
Amazing team,helped me access a loan in a timely manner.The app is amazing and the customer service team are ever ready to help.In my opinion,the team deserves the award. Reviewed on: 14th March 2024