Paid advertisement
Smart Money People Logo
Newsletter

Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Smooth process with detailed and prompt communication.

5
Smooth process with detailed and prompt communication. Lending made bitesize! Reviewed on: 14th March 2024

Helped me when I really needed it

5
Helped me when I really needed it Reviewed on: 14th March 2024

Fast and easy application.

5
Fast and easy application. Any issues i had were promptly fixed. Reviewed on: 14th March 2024

Loan for debit

5
It was very quick check and it was helpful for my debits Reviewed on: 14th March 2024

I have always received fantastic customer service, e...

5
I have always received fantastic customer service, ease at using their app & straight forward language that everyone can understand. Would highly recommend updraft. Reviewed on: 14th March 2024

Simple process, great rates

5
Simple process, lend at a rate that is far better I could get elsewhere, made a huge difference to my life! Reviewed on: 14th March 2024

Easy to use and great options would use again as som...

5
Easy to use and great options would use again as something for everyone Reviewed on: 14th March 2024

The loan really helped me settling my high interest...

5
The loan really helped me settling my high interest credit cards Reviewed on: 14th March 2024

Quick, easy and reliable:

5
Such an easy process. Quick responses from the team with so much support. I’m glad I found updraft when I did. I had just lost my job, and financially was in a very difficult place. Overdraft has been great help. Reviewed on: 14th March 2024

Exceptional

5
Was seamless and extremely easy to set up Reviewed on: 14th March 2024