Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,964 reviews, last reviewed 22nd Apr 2026
375300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026
James's avatar
James

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Everything was easy from start to finish.

5
Everything was easy from start to finish. Good support. Reviewed on: 14th March 2024

life saver

5
Updraft has been a life saver as its allowed me to pay off my credit card and save me from those monthly interests costs. Even though I'm technically owing back more money, my monthly payments are cheaper@ Reviewed on: 14th March 2024

They are fantastic!

5
They are fantastic when ever I need any advice they are there to help 100% of the time Reviewed on: 14th March 2024

Updraft helped me with a loan with good rates for me...

5
Updraft helped me with a loan with good rates for me thank you very much Reviewed on: 14th March 2024

Excellent

5
Very happy give people a chance with leS than perfect credit without changing stupid interest very happy thanks Ashley Reviewed on: 14th March 2024

Really took a lot of stress away from my life!

5
Really took a lot of stress away from my life! Reviewed on: 14th March 2024

It was easy to apply and money was in my bank accoun...

5
It was easy to apply and money was in my bank account very quickly. Excellent Customer Service no issues whatsoever with my account and payment was taken from my account on the day requested Reviewed on: 14th March 2024

Amazing Service

5
Their service is very streamlined, the information is easy to navigate through and the best loan company I have delt with and will continue to use. Reviewed on: 14th March 2024

application, great support and great app.

5
Ive used them a few times and they will always be my go to, easy application, great support and great app. Reviewed on: 14th March 2024

Was fast an easy to complete.

5
Was fast an easy to complete. Had no problems with this service Reviewed on: 14th March 2024