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Updraft: Personal Loan reviews

4.96
Based on 10,970 reviews, last reviewed 24th Apr 2026
375900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Simple easy to understand process Simple easy to understand process Reviewed on: 24th April 2026
Sanjay's avatar
Sanjay

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10970)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft solves people’s needs.

5
There is no hassle to get a loan, and Updraft is a great and reliable financial institution that is willing to help out to individuals in need of assistance in their financial situation. Reviewed on: 14th March 2024

Great company with a straightforward process

5
It’s really easy to approach and obtain a decision on a loan application. Once the loan has been accepted, everything is straightforward to follow and access using their app. Would recommend to friends and family as a provider. Reviewed on: 14th March 2024

Very good, a little slow but very helpful and quick...

5
Very good, a little slow but very helpful and quick getting the money over to me. Easy to contact when I need help with something through a live chat and an app where I can easily manage and overview my personal loan account Reviewed on: 14th March 2024

Great products and service

5
The process was quick, easy and allowed me to save loads on repayments. Reviewed on: 14th March 2024

Easy to use from the start of the process of getting...

5
Easy to use from the start of the process of getting a loan to paying it off Reviewed on: 14th March 2024

A great loan company.

5
Updraft made finding a consolidation loan easy, with clear and concise information about what was required, and their app which puts all my banking information in one place is a brilliant thing! Reviewed on: 14th March 2024

A straight forward and open process

5
A straight forward and open process Reviewed on: 14th March 2024

Got a loan and was sent within a day they have been...

5
Got a loan and was sent within a day they have been great, no hidden fees everything been easy and straight foward Reviewed on: 14th March 2024

Excellent company all round.

5
I have had 3 loans of updraft. Every loan has been simple to access and all staff I have dealt with have been very friendly and helpful. Excellent interest rates and great service. Reviewed on: 14th March 2024

Easy loan, no issues.

5
Easy loan, no issues. Quick application and received the money quickly. Reviewed on: 14th March 2024