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Updraft: Personal Loan reviews

4.96
Based on 10,971 reviews, last reviewed 24th Apr 2026
376000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy to use, good communication. Easy to use, good communication. Would recommend Reviewed on: 24th April 2026
Sean F's avatar
Sean F

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10971)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy loan, no issues.

5
Easy loan, no issues. Quick application and received the money quickly. Reviewed on: 14th March 2024

Easy application using the App and quick response fr...

5
Easy application using the App and quick response from on-line Customer Service Reviewed on: 14th March 2024

Easy to use, well set out and great app to manage yo...

5
Easy to use, well set out and great app to manage your finances Reviewed on: 14th March 2024

Easy process using the app to apply for a loan.

5
Easy process using the app to apply for a loan. I can also see my loan details whenever I need to very quickly. Reviewed on: 14th March 2024

Great experience

5
The first time I applied for a loan it was a simple and quick process. I later applied for a second loan and had another smooth experience. Additionally, I have no issues paying my monthly instalments. Reviewed on: 14th March 2024

Very easy to deal with and didn’t even have to pick...

5
Very easy to deal with and didn’t even have to pick up the phone! Reviewed on: 14th March 2024

Was there when I needed them.

5
Was there when I needed them. And could pay back early Reviewed on: 14th March 2024

Excellent Service all round

5
Very quick to respond to queries, very reasonable interest rate, easy to set up, can't fault the value or service at all Reviewed on: 14th March 2024

Easy, Stress Free, Great value

5
Very positive able to assist me quickly and stress free enabling my debts to feel less stressful Reviewed on: 14th March 2024

When i have contacted they have been prompt, polite...

5
When i have contacted they have been prompt, polite and efficient Reviewed on: 14th March 2024